The Nikols Mortgage Fund, LLC makes short-term commercial loans secured by real estate. Investors hold shares in the LLC and own their proportionate share of the loan portfolio. With a priority of capital preservation the fund typically makes 1-year loans with basic pricing of 12% + 2 points. This puts the program at the lower end of the private money market and enables the Fund to secure lower risk investments.

As a newer fund, all of the loans have been made in 2008 & 2009, since the start of the sub-prime crisis, taking advantage of current market realities.

Current investors include individuals, family and charitable trusts, self-directed IRA's and investment LLC's.

  The features and objectives of the Fund may be especially appealing to those seeking:
  • Alternative investment for IRA funds
  • High monthly income - distributed or reinvested at your choice
  • Capital preservation
  • Diversification of location and product types within the Fund
  • Diversification within their investment portfolios
  • An experienced management team
  • No investment commissions - No load Fund
  • Low management fees

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